HDFC Ltd provides affordable home loan interest rates to eligible borrowers. HDFC’s special home loan rate starts as low as 7.9% p.a. exclusive of other charges. The loan tenure can extend up to 30 years. HDFC Ltd provides affordable home loan interest rates to eligible borrowers.
HDFC Ltd Home Loan Home Loan Highlights
All Loans*
7.9% to 9.30%
What Other Fees & Charges are Applicable on HDFC Ltd Home Loan Home Loan?
Processing Fees
0.50% of loan amount or Rs 3,000 (whichever is higher)
Foreclosure or Prepayment Charges
Up to 2%
Delayed payment charges
Up to 24% p.a.
Check dishonor charges
Rs. 300
PDC Swap Charges
Up to Rs. 500
Which HDFC Ltd Home Loan Home Loan Scheme is Right for You?
HDFC Ltd. brings a plethora of housing loan schemes for self-employed and salaried individuals. The following schemes can be availed of by eligible applicants –
1. HDFC Home Loan
It is ideal for purchasing properties, flat, row house, and bungalow from various development authorities
It is available for only Indian residents
Special interests concessions are available for women applicants
The loan can be borrowed to finance up to 90% of your property value
2. HDFC Rural Housing Loans
Ideal for planters, agriculturists, dairy farmers, and horticulturists who want to buy a residential property in urban or rural areas
Loan by agriculturists are not subjected to IT returns
>Agriculturists can opt for a longer tenure of repayment (up to 20 years)
